Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Does My Renters Insurance Cover?
Posted: November 16, 2019
![What Does My Renters Insurance Cover?](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.schaeferinsurance.com/wp-content/uploads/sites/2939/2021/05/Insurance-Renting-768x432.jpg)
If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...
How Much Should I Put In My HSA?
Posted: November 13, 2019
![How Much Should I Put In My HSA?](https://mlxwx3bywoz1.i.optimole.com/w:768/h:432/q:auto/f:best/https://www.schaeferinsurance.com/wp-content/uploads/sites/2939/2021/05/Savings-Health-768x432.jpg)
If you have opted for a health savings account (HSA), the next question is how much to put into it. To qualify for an HSA, you must have chosen a high-deductible health insurance plan. Having a health savings account can help you cover your deductible and other out-of-pocket healthcare expenses, both now and in the future. The following steps may be helpful in calculating how...
How To Choose An Executor For Your Will
Posted: November 12, 2019
While no one likes thinking about their own mortality, writing a will is an important part of planning for your family's future. (So is finding the right life insurance.) When creating a will, you start by deciding who will receive your assets when you’re gone. But this is just the first step. Once your plan is on paper, someone still has to make sure your...
Is Having A Lower Health Insurance Deductible Worth It?
Posted: November 10, 2019
When you are shopping for health insurance, one important question to consider is whether to go with a high-deductible or low-deductible plan. Unfortunately, there is no blanket answer to that question. The best type of health insurance plan for you will depend on your individual needs. Why The Deductible Is An Important Factor In Choosing Health Insurance Most people shopping for health insurance look first...
How Do I Change My Life Insurance Beneficiary?
Posted: November 7, 2019
It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...