Is My Small Business Big Enough For Key Person Insurance?
Posted: July 4, 2020
Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...
Does My Auto Insurance Cover My Trailer?
Posted: July 1, 2020
Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...
Safe Driving Tips For Hauling Your Outdoor Gear
Posted: July 1, 2020
Between the winter weather and a global pandemic, your family has likely spent a lot of time indoors over the past few months. So as summer approaches, many are eager to get outdoors and practice social distancing in the fresh air and sunshine. Whether your favorite outdoor activity is biking, camping, or boating, you’ll need to get your gear from home to the trail, campsite,...
Digital Estate Planning: What Happens To Online Logins After You’re Gone?
Posted: June 30, 2020
Update: Talk to your local agent to request a contact-free life insurance quote. For a limited time, we are waiving the requirement of a paramedical exam in light of CDC guidance to maintain social distancing and prevent the spread of COVID-19. Thanks to the wonders of the internet, you can do just about anything online these days. Whether it’s watching a movie, checking your bank account balance,...
How Early Should I Start Investing In My 401(k)?
Posted: June 28, 2020
The sooner you start putting money into a 401(k), the better. If you are in your 20s or 30s, retirement may be low on your list of financial priorities. But if you start investing in your 401(k) now, your savings could grow tax-free for the next 30 to 40 years. Also, if your employer is offering matching funds and you fail to either opt into...