Summertime often can bring violent weather in the form of severe thunderstorms, hurricanes, tornadoes, and flooding that can endanger communities. Those threats or others such as fire, power outage or exposure to hazardous material could cause your family to evacuate your home – often with very little notice.
We all know the value of being prepared for such possible disasters, and you probably already have your own disaster plan in place to protect your family.
But have you included your pet in those plans? If not, you could be forced to leave them behind to fend for themselves if evacuation were necessary because most emergency shelters do not accept pets. The Insurance Information Institute (III) offers some sound advice to help you add your pet to your evacuation plans. Below you'll find information on other resources to help you protect your pets from risk during an emergency or evacuation.
June 1st marks the beginning of the Atlantic hurricane season, and the peak season runs from mid-August through October. Except for the coastal areas, the midAtlantic region of the country rarely suffers direct hits from hurricanes. But we do experience severe storms with high winds, lightning and flooding – often the indirect result of hurricanes. So it is helpful to know what to do before, during and after a storm hits.
One thing that could be overlooked is the potential harm that can come from the electricity in your home. The Electrical Safety Foundation International (ESFI) offers the following safety tips to help you avoid injuries from electrical and fire damage.
Heat can be a real danger for workers during the summer, especially those who work outdoors with temperatures into the 90's. So, for your employees – especially those who work outdoors -- summer heat is not only uncomfortable, it can be down right dangerous.
Recognizing the immediate threat, OSHA is currently promoting a national outreach initiative to educate workers and employers about the hazards of working outdoors in the heat and steps needed to recognize and prevent heat illnesses. The simple message: "water, rest, and shade." Their website includes segments with resources, educational material and much more for you to use to make your workforce aware of the dangers and how to cope with the extreme heat this summer.
As an employer, you want to protect your employees against possible injury and danger; so you will want to educate them to avoid heat-related illness. OSHA reports that, each year, thousands of outdoor workers encounter heat illness as they do their jobs, and it often manifests as heat exhaustion. Heat Stroke can quick follow heat exhaustion if it is not handled promptly. Heat stroke was responsible for the death of 30 workers last year.
Conversations about life insurance typically involve death and tragedy, but they don't have to. This video reframes life insurance as a story about life and love because that's really what it's about. You're not buying life insurance for when you die; you're buying it for when your loved ones live. Share it with those you hold dear to remind them that they are loved.
We all look forward to a vacation break during the summer months; but, in fact, so do burglars who know that homeowners many times leave their homes unprotected. However, most burglaries could be prevented if we take basic precautions. According to the Insurance Information Institute (III), light, time and noise are the homeowner’s greatest weapons against home invasion by burglars. If you will be leaving your home empty while you vacation, consider the following to help make your house burglar-proof.
If yours is like many families, you look forward to summer vacation road trips. When you take to the road, you’ll need to do a little preparation especially if you’re including small children. Taking some precautions with your vehicle, packing properly and remembering to check your auto insurance policy will help make each road trip an adventure to remember for you and your passengers. We've offered here a short checklist of things to help you avoid being stranded during your trip as well as some things to consider if you will be sharing the driving or using a car other than your own.