We all know to dress to stay warm before venturing out on a winter day, but there are a few topics worthy of a reminder since they are not often top of mind as we go through each day. Our pets depend on us to keep them safe in the cold. Likewise, two winter-related home risks that need our attention are pipe-freezing and home fires caused by space heaters. We have gathered advice and tips from the experts to help you have a safe and comfortable winter for yourself and your pets.
Some pets are more tolerant of extremely cold temperatures than others, but that does not mean that they are not just as vulnerable to the harmful effects. It’s up to you as the pet owner to protect them. Many pets — especially dogs — aren’t aware of just how cold the weather can be. You’ll have to be sensitive to their limits, and you may have to wrap your pet in a coat or boots to go outside. The ASPCA offers the following advice to help keep your pets safe as temperatures plummet.
When temperatures reach freezing, it is especially important to protect the water pipes in your home so that they do not freeze and potentially burst. If your pipes are on an outside wall or above an unheated space, such as a garage, the best precaution, especially if you lose heat or power, is to run water at a trickle in sinks and bathtubs. This keeps the water moving through your pipes and makes it more difficult to freeze.
See this article from the American Red Cross for much more about preventing and thawing frozen pipes.
According to a National Fire Protection Association (NFPA) study, space heaters, whether portable or stationary, accounted for 2 of every 5 home heating fires and 4 out of 5 home heating fire deaths. Placing flammable items too close to the heater was most frequently the cause of the fire.
The folks at Energy.gov offer the following advice for buying and installing small space heaters.
The winter months are the worst for home fires. You’ll want to be sure that your homeowners insurance policy offers you the best coverage for your circumstances. Spend some time inspecting your home to be sure that your heating system, fireplace and space heaters are installed and maintained properly well before you have the need to ever file a homeowners insurance claim. Speak with your insurance agent for advice and to discuss your coverage options.
Feel free to contact any of our very capable and experienced agents at Schaefer & Delauder Insurance either in Germantown or Frederick, MD to discuss any home insurance-related questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.
As a homeowners, you are probably accustomed to handling home maintenance chores mostly in the springtime. But the potential for damage to your house from the cold temperatures and brutal weather conditions of winter call for extra maintenance effort in the autumn as well. Don’t let Mother Nature get ahead of you. Consider the following fall home maintenance tips.
By taking these steps before winter weather sets in, you can avoid more damage and the need for urgent repairs during the cold months.
Did you improve your home over the spring and summer – perhaps with a new backyard pool or deck or a room addition or something else? If so, then your property value has likely increased. Plan to have a conversation with your insurance agent to be sure that your homeowners insurance policy still offers complete coverage.
Feel free to contact any of our very capable and experienced agents at Schaefer & Delauder Insurance either in Germantown or Frederick, MD to discuss your homeowners insurance questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.