Schaefer & Delauder Insurance Blog

Happy New Year - Time to Review Your Insurance Coverage with Schaefer & Delauder InsuranceAs this year begins, it offers the perfect time to reflect on your life over the past 12 months – what worked for you and what didn’t. As you take stock of where you are, why not take the dawning of a new year as a prompt to check out your insurance policies and decide what should change.

Your insurance portfolio should always be a work in progress because, just as your life changes constantly, your insurance coverage must change to fit your circumstances. Whether it’s your auto insurance or the coverage on your home or maybe the amount of life insurance you carry, the new year is a good time to take a close look at what you have versus what you might now need.

Now you might be wondering  why do this and, in fact, how to go about evaluating your insurance.  The reason to do it is to be best prepared for whatever comes your way. As to how to do it: you might want to start by focusing on what you see as the worst that might happen to your vehicle, your home, your health/life. When you’ve come to terms with those scenarios, then decide what role your insurance portfolio needs to play should you  need to recover from a setback. Armed with that information, you will know what your insurance needs are; and then it’s time to schedule a visit with your insurance agent to review your current policies and discuss your options.

Read More below to see how to evaluate your insurance and what questions to ask...

Friday, 05 January 2018 13:37

young-man-viewing-laptopIf your own talent and expertise are critical to the success of your business and you are seeking to grow by attracting investors, then you want to be completely prepared when you make your pitch to those holding the purse strings. In particular, be ready for some possible reluctance on the part of potential investors who might worry about the risk involved when the success of your business is dependent on your personal health and well-being.

One way to allay investors’ anxiety is to assure them that – should you be unable to continue running the business – your Key Person (a/k/a Key Man) Insurance would allow the hiring of one or several people to fill your shoes.

Thursday, 09 February 2017 14:12

blog legacy of love

Conversations about life insurance typically involve death and tragedy, but they don't have to. This video reframes life insurance as a story about life and love because that's really what it's about. You're not buying life insurance for when you die; you're buying it for when your loved ones live. Share it with those you hold dear to remind them that they are loved.

Wednesday, 14 June 2017 14:00