Schaefer & Delauder Insurance Blog


schaefer-concrete-clientHere at Schaefer & Delauder Insurance, we believe that all of our policyholders are outstanding, and when one of them is recognized, we like to brag a little. 

Take Zeke Zinchiak, for instance.  Zeke is a concrete contractor, owner of Z Con, Inc. in Woodbine, MD.  He is a visionary.  When he comes across something he believes in, he pursues it.  We like to think that is why Zeke chose Schaefer & Delauder Insurance as his insurance agency. 

It is certainly why Z Con, Inc. is being recognized this week at the World of Concrete Trade Show in Las Vegas and why Zeke and his company are being featured in this month’s Concrete Contractor magazine. Yes, that's Zeke on the cover!

No matter what business you are in, if you’d like to be inspired then read about Zeke and Z Con, Inc. We recommend it.

And if you’re sufficiently inspired to follow your own business dreams, then why not sit down with us here at Schaefer & Delauder Insurance to talk about business insurance options to help you move forward or check out our website to learn more about what is available

Here at Schaefer & Delauder Insurance Services in Germantown and Frederick, MD, our experienced agents welcome your questions and can assist you by reviewing your current insurance policy and helping you to exploring your insurance coverage options. Why not contact us at your convenience?


Thursday, 12 January 2012 05:18


Workplace safety program prevents employee downtime and lowers workers compensation expenses for business ownersAs a business owner, you know the effect workers’ injury and illness can have on your business productivity and bottom line. Perhaps you also know that putting in place the right workplace safety program can help to mitigate the risk and expense and help to hold down work-related injuries and illness and thus minimize the cost of your workers compensation coverage at the same time. This is especially true since a large part of your premium for workers comp insurance is based upon claim frequency.

The safety program you implement should comply with the Occupational Safety & Health Act (OSHA). Why is this important? Because insurance carriers typically have an interest in how effective and comprehensive your workplace safety program is as they decide whether to provide your coverage. If you need help with compliance, OSHA can provide information, consultation and/or training as needed. 

Thursday, 23 February 2017 14:27

young-man-viewing-laptopIf your own talent and expertise are critical to the success of your business and you are seeking to grow by attracting investors, then you want to be completely prepared when you make your pitch to those holding the purse strings. In particular, be ready for some possible reluctance on the part of potential investors who might worry about the risk involved when the success of your business is dependent on your personal health and well-being.

One way to allay investors’ anxiety is to assure them that – should you be unable to continue running the business – your Key Person (a/k/a Key Man) Insurance would allow the hiring of one or several people to fill your shoes.

Thursday, 09 February 2017 14:12