Schaefer & Delauder Insurance Blog

In the Market for a New Vehicle in 2018?

If you’ll be purchasing a new car, truck or SUV this year, you might already have narrowed down your list of possibilities based on appearance, features and performance. But have you considered safety?

The Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) have just made it easier for you to know how your favorite makes and models measure up in terms of safety.  They have published their 2018 TOP SAFETY PICK+ list and their TOP SAFETY PICK list.  The difference lies mostly in the performance of their headlights and their degree of passenger-side protection.

 

Did your vehicle pass the test? Read More below to find out...

Monday, 22 January 2018 12:36

car-tire-splashing-in-waterThere has been much discussion about whether it is safe to use your car's cruise control when driving in the rain, and some experts might not think there is any danger in it.  But perhaps it's better to err on the side of caution than to be filing an auto insurance claim after an accident has occurred.

In fact, the National Safety Commission recommends that drivers only use cruise control to set a regulated speed at the posted limit when driving on dry roads for a couple of very good reasons.

  • During the period just after rain begins to fall when a light sheen of water is standing on the surface, the road is at its most dangerous. This is because recently-accumulated oil, grease and dirt rise into a layer on top of the water causing very slippery conditions. As rain continues, the residue is washed away and road conditions improve.
  • Roads are equally as dangerous during heavy rain but for a different reason. Heavy rain causes standing water on the road which can become deep enough to prevent the tires from squeezing the water through the tread fast enough. When this happens, the tires lose their grip on the road and slide  across the water like water skis. This creates "hydroplaning" which can actually start at speeds as low as 35 mph. Of course, it becomes especially dangerous when speeds exceed 55 mph.
Wednesday, 18 January 2017 14:23