If you’re a homeowner, you already know that keeping your home safe and in top condition is an ongoing effort. You likely already have a list of maintenance chores for each season of the year, and maybe you’ve been exploring new ways to make your home more comfortable for your family. If you’re an out-of-the-box thinker, then consider committing to a few productive New Year’s resolutions that will help to improve the health of your largest investment – your home.
Perhaps you’ve been thinking about improving your home’s energy efficiency or making it more secure by using technology. In fact, is it possible that many of the devices in your home besides computers and smartphones could connect to the Internet? We’re talking about “IoT” – the Internet of Things. It’s basic to home automation and smart homes, and it could significantly change your life.
Check out this article: How Smart is Your Home? (PC Magazine) for some very exciting details and options. You’ll be surprised at how reasonable the cost to make life at home much more convenient.
Small changes over the course of the year – done if/when they are needed – can save money on your energy bill and make your home more environmentally friendly as well. For example, consider replacing alkaline batteries with rechargeable batteries as the old batteries fail. Instead of replacing failed incandescent light bulbs with new ones of the same kind, give some thought to replacing with LED bulbs – much longer lasting and still relatively inexpensive. If you continue to seek out alternatives in this way, you will begin to see the difference in your utility bills over time.
If you’re considering some remodeling projects this year, remember to do your homework. If you are planning a kitchen upgrade and will be replacing appliances, be sure to compare the energy saving features before making your purchase. If it’s your bathroom that will be redone, look into replacing your fixtures with water-saving low-flow options.
Keeping up with home maintenance is not only critical to the life and health of your home, it can also be daunting if you don’t approach it systematically. Even if you are not a “list person” by nature, you will find that creating and following a year-long schedule of your home maintenance work will save you stress.
Check out this article: 7 Apps to Get Stuff Done Around the House for help and project organization to download on your phone or tablet.
As you make improvements to your home and increase its value, be sure to sit down with your insurance agent to review your Homeowners Insurance policy to see that your coverage is keeping up with the changes. If you’ll be making any large changes to your home such as building an addition or adding features such as a swimming pool, deck, garage, then you’ll want to check with your insurance agent ahead of time to learn about any insurance limitations.
Feel free to contact any of our very capable and experienced agents at Schaefer & Delauder Insurance either in Germantown or Frederick, MD to discuss your home insurance questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.