As a homeowners, you are probably accustomed to handling home maintenance chores mostly in the springtime. But the potential for damage to your house from the cold temperatures and brutal weather conditions of winter call for extra maintenance effort in the autumn as well. Don’t let Mother Nature get ahead of you. Consider the following fall home maintenance tips.
By taking these steps before winter weather sets in, you can avoid more damage and the need for urgent repairs during the cold months.
Did you improve your home over the spring and summer – perhaps with a new backyard pool or deck or a room addition or something else? If so, then your property value has likely increased. Plan to have a conversation with your insurance agent to be sure that your homeowners insurance policy still offers complete coverage.
Feel free to contact any of our very capable and experienced agents at Schaefer & Delauder Insurance either in Germantown or Frederick, MD to discuss your homeowners insurance questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.
It’s every homeowner’s nightmare: arriving home from a long-awaited vacation to find that your house has suffered water damage in major proportions!
When planning your vacation, be sure to devote some attention to securing your home against possible damage from water pipe bursts, severe weather flooding, or something else. We've provided a checklist here to help you cover everything. This way, you can leave home with the peace of mind that will let you enjoy every minute of your vacation knowing you'll return to an intact home.
We all look forward to a vacation break during the summer months; but, in fact, so do burglars who know that homeowners many times leave their homes unprotected. However, most burglaries could be prevented if we take basic precautions. According to the Insurance Information Institute (III), light, time and noise are the homeowner’s greatest weapons against home invasion by burglars. If you will be leaving your home empty while you vacation, consider the following to help make your house burglar-proof.
Are you like many of us who just assume that the household appliances we use each day will always be reliable… and safe. For example, we all do the regular grind of laundry; but we rarely consider that our clothes dryer could become a serious fire hazard. However, the U. S. Fire Administration (a division of FEMA) tells us that an estimated 2,900 clothes dryer fires occur in households each year resulting in some 100 injuries (with an estimated 5% fatalities) and causing approximately $35 million in property damage.
The USFA reminds us that dryer fires are more frequent during winter months. The main cause of such fires stems from failure to thoroughly clean the appliance, allowing unfiltered fibers and lint to settle around the exhaust pipe or the heating element where they can ignite.
June 1st marks the beginning of the Atlantic hurricane season, and the peak season runs from mid-August through October. Except for the coastal areas, the midAtlantic region of the country rarely suffers direct hits from hurricanes. But we do experience severe storms with high winds, lightning and flooding – often the indirect result of hurricanes. So it is helpful to know what to do before, during and after a storm hits.
One thing that could be overlooked is the potential harm that can come from the electricity in your home. The Electrical Safety Foundation International (ESFI) offers the following safety tips to help you avoid injuries from electrical and fire damage.
Do you know why spring is known as the home buying season? It seems that almost half of home sales for the entire year occur during the period of April through June.
If you are shopping for a new home, you probably already know that you’ll be asking a lot of questions. You’ll want to know about the neighborhood, perhaps the schools, and the financials – from the mortgage interest rates to fees and taxes. After all, buying a home is likely the largest investment you’ll be making.