If you’ll be purchasing a new car, truck or SUV this year, you might already have narrowed down your list of possibilities based on appearance, features and performance. But have you considered safety?
The Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) have just made it easier for you to know how your favorite makes and models measure up in terms of safety. They have published their 2018 TOP SAFETY PICK+ list and their TOP SAFETY PICK list. The difference lies mostly in the performance of their headlights and their degree of passenger-side protection.
Did your vehicle pass the test? Read More below to find out...
Congratulations to Mike Phillips of Mt Airy, Maryland, our 2017 Sweet Rewards Referral program winner.
Schaefer & Delauder Insurance has been there to cover Mike Phillips' insurance needs since 1998 when he started his auto repair business, Spike’s Auto Care, at his home. We have also appreciated Mike's willingness to tell others about his positive experience with our agency and recommending us. It is because of his referral that he was entered into our Sweet Rewards Referral program in 2017 and won the Grand Prize of 500.00.
Over the years, we have been proud to watch Spike’s Auto Care grow -- from their move several years ago to a commercial location at 1001 East Ridgeville Blvd in Mt Airy, MD to expansion in a second location that is soon to open. This local business is a full service repair facility for cars, trucks and fleets. If you need auto repair for whatever you are driving, please consider Spike’s Auto Care!
Are you wondering how you might be eligible for the 2018 Sweet Rewards referral program? It's really quite simple... get all the details here...
We love referrals, so please keep them coming!
Every time you tell a friend about Schaefer & DeLauder Insurance, you not only will receive a Dunkin Donuts gift card; your name will go into a monthly drawing for a $25.00 gift card to an area retailer; and you will be entered in an annual drawing for $500.00 in cash! Each referral increases your opportunity to win!
As this year begins, it offers the perfect time to reflect on your life over the past 12 months – what worked for you and what didn’t. As you take stock of where you are, why not take the dawning of a new year as a prompt to check out your insurance policies and decide what should change.
Your insurance portfolio should always be a work in progress because, just as your life changes constantly, your insurance coverage must change to fit your circumstances. Whether it’s your auto insurance or the coverage on your home or maybe the amount of life insurance you carry, the new year is a good time to take a close look at what you have versus what you might now need.
Now you might be wondering why do this and, in fact, how to go about evaluating your insurance. The reason to do it is to be best prepared for whatever comes your way. As to how to do it: you might want to start by focusing on what you see as the worst that might happen to your vehicle, your home, your health/life. When you’ve come to terms with those scenarios, then decide what role your insurance portfolio needs to play should you need to recover from a setback. Armed with that information, you will know what your insurance needs are; and then it’s time to schedule a visit with your insurance agent to review your current policies and discuss your options.
Read More below to see how to evaluate your insurance and what questions to ask...